PM Jan Dhan Yojana you will get free accident insurance of Rs 1 lakh

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PM Jan Dhan Yojana 2020, you will get free accident insurance of Rs 1 lakh

The government is transferring money to the public funds during difficult times of nationwide lockdown issued due to the coronavirus epidemic. Many facilities are provided to the customers in the account opened under Pradhan Mantri Jan Dhan Yojana (PMJDY). Up to Rs 1 lakh free accident insurance is available on account opening under this PM Jan Dhan Yojana 2020. In addition, life insurance of Rs 30,000 is available.

The insurance is available on the debit card as a gift for the public money account. It is paid on the death of the beneficiary. However, it is necessary to meet the eligibility criteria. The premium is paid by the National Payment Corporation of India (NPCI).

Life insurance of Rs. 30,000 is available, this insurance is available on Jan Dhan account as a debit card.

Claim Will Be Received On These Terms

Under the Jan Dhan Yojana, a personal accident insurance claim will be available only if the cardholder has at least one successful financial or non-financial transaction and / or their own bank (s) on any bank branch, bank friend, ATM, POS, e-commerce, etc. Bank customers / Rupe cardholders doing transactions on the bank channel and/or other banks) or any other bank (doing a transaction on another bank channel) When a bank customer / temporarily crash on the date of the accident, including by the cardholder) should be done within 90 days prior to the transaction.

  • Overdraft facility up to 10 thousand rupees

For every family, especially women in the family, there will be an overdraft of up to Rs.

How to open a Jandhan account

You can open a public money account at any bank branch. Apart from this, you have the option of opening this account through a bank friend. It does not require you to have any minimum balance. To open a Jan Dhan account, you will need to submit documents to meet the Need Your Customer (KYC) requirement, including Aadhaar card, passport, and driving license. If you do not have a document, you can open a small account. It will have a self-attested photograph and a signature in front of a bank official.

Important documents
Aadhar Card


Driving license

Self-absorbed photograph


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